Funded futures accounts explained: evaluation, funded account, payouts
How a futures funded account works — from the evaluation to the funded account and its payouts — with every firm's payout terms from its published rules.
How a funded futures account works
1. Evaluation. You buy an evaluation (also called a challenge or combine): a simulated account with a profit target and loss limits.
2. Funded account. Pass it and the firm gives you a funded account — at most futures prop firms a simulated account that still has a maximum loss and its own rules.
3. Payouts. Profit on the funded account is paid out under the firm's payout rules: a profit split (the trader's share), a minimum payout, and a number of trading or profitable days between payouts.
Across the 8 firms in PropPass's rule files, the profit split on funded accounts runs from 80% to 100% to the trader.
Payout terms by firm
| Prop firm | Profit split | Minimum payout | As of |
|---|---|---|---|
| Apex Trader Funding | 100% | $500 | 2026-09-11 |
| BluSky Trading | 90% | $500 | 2026-10-22 |
| FundedNext Futures | 80% / 90% / 95% | $250 | 2026-09-11 |
| Lucid Trading | 90% | $500 | 2026-09-11 |
| My Funded Futures | 80% / 90% | $250 / $500 / $1,000 / $1,500 | 2026-10-03 |
| Take Profit Trader | 80% | — | 2026-10-03 |
| Topstep | 90% | $125 | 2026-10-03 |
| Tradeify | 90% | $250 / $500 / $1,000 / $1,500 | 2026-10-03 |
From each firm's published rules.
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Reaching a funded account: the live record
Every pass in the PropPass directory is an evaluation that qualified for a funded account: 147 live passes (and 12 fails) by 23 strategies across 8 firms as of Nov 1, 2026, with a median of 2 trading days per pass.
Recorded live on a virtual evaluation account. Finished evaluations only.
- Apex Trader Funding funded account and payouts
- FundedNext Futures funded account and payouts
- My Funded Futures funded account and payouts
- Take Profit Trader funded account and payouts
- Topstep funded account and payouts